Getting help is smart. A good financial consultant can guide you. You don't need a genius.

How can they help you?

You don't need to know everything. They can show you how to prepare for the future. The best ones keep it simple.

Simple stuff that matters. Some focus on taxes. They don't just talk at you.

Easy ways to start searching

Friends might know someone. Check WFG agent turnover local places. Take your time.

These can be good. No big company pushing products. The key is to talk to a few.

Easy ways to know they're good

Others get commissions. Find out what they specialize in. You don't want to be ignored.

See if they make sense. But new ones can be good too. Just good advice.

Things that mean walk away

Real ones don't do that. Good ones are upfront. They should help you.

Find someone else. Watch for ones who use confusing copyright. The worst ones won't give time.

How to work with them well

Tell them your goals. Ask questions when you need more info. Check in when you need to.

Follow their advice if it feels right. Tell them if something new happens. Not one-size-fits-all.

Final thoughts on finding help

You don't need to be an expert. Not fancy titles. Ask around|The right one is out there|You'll find them}.

Begin when you're ready. A good one will help you learn. It's really that simple.